Question 1 of 6
16%
What's your combined household income before tax?
Include both partners if buying together. Use your annual gross figure.
$
Please enter your annual household income
How much deposit do you have saved?
Include KiwiSaver, cash savings, and any gifted funds from family.
$
Please enter your deposit amount
Any dependants?
Kids or anyone else you financially support. Banks factor this into servicing.
How much do you pay on existing debts each month?
Car loans, personal loans, Afterpay, student loan repayments. The monthly total — not the balance.
$
Please enter a monthly amount (0 if none)
★★★★★
"Pat made what felt like an impossible process genuinely simple. We're in our first home and couldn't recommend him more."
Where are you looking to buy?
Roughly — we use this to give you a realistic picture for your area.
When are you hoping to buy?
Almost there — where should I send your result?
I'll email you a personalised breakdown of your numbers and next steps. No spam, ever.
Please enter your first name
Please enter a valid email
Your details are only used to send your result and follow up if you'd like.
Got it — thanks!
I've received your request and I'll personally get back to you within a few hours (usually faster) to lock in a time that suits you. Talk soon!
— Pat