The Mortgage Approval 'Insider' Series

Introduction to buying your First Home!

Learn about the process from start to finish, and how a Mortgage Adviser can help you get to the finish line!

Getting ready early is probably the most important part of the whole process.
Get it right from the start, and it will make the buying/application process a breeze.

Learn about how your income determines what you can buy for.
There’s no straight answer, as it comes down to your ideal purchase price, expenses & your deposit.
But, that’s what we’re here for.

What deposit options are available to you?
Hint: 5% is possible, 10% is VERY possible.
We see MORE low deposit mortgages than we do 20%+.

How do we pick what bank is best for YOU?
Lots of factors. Sometimes it’s simple, sometimes we need to put some thought into things.

How we put an application together so ensure we get you an approval so you can go house shopping!
(The bit we’re all here for)

Learn about how much cash you need to buy a home, aside from your deposit.

So, you’re Pre-Approved. Now what happens?

Learn how to make an offer, and what conditions to add.

(FREE Guide attached)

So, your offer was accepted? Awesome. Time to get to work!

In some cases, you’ll NEED a Registered Valuation. Damn!
Learn about what they are & why we need one.

Once you’re unconditional, it’s all downhill. Learn how to set up your mortgage, and wait for those keys!

A wee bit about how we as mortgage advisers can help you out even after settlement!

Long story short, we’re here to help with anything mortgage related at all times!