Traction Financial Services
Give your
goals some
traction.
Whether you're buying your first home in Christchurch or making sure your existing mortgage is actually working for you, I'll give you a straight answer and a clear next step, the same day, every time.
★★★★★150+ five-star reviews across NZ
175+
First Home Buyers Helped
150+
Five Star Reviews
3yrs
Helping Kiwis Make Progress
$0
Cost To You, Ever
How I Can Help
A Mortgage Adviser's job is to keep you moving
Thinking about buying a home? We're here to find your starting point. Already have a mortgage? We're here to help you make adjustments so your mortgage is working for you, saving you money and time!
First Home Buyer
Not sure if you're ready? I'll tell you exactly where you stand, what you can actually afford right now, and what your next step is.
Get Started →
Refinance Or Mortgage Checkup
Most people set their mortgage and forget it. I'll review your rate, structure and lender to make sure you're not leaving money on the table at refix time. It literally pays to get your mortgage right.
Check My Mortgage →
Free Guide
A simple first home buyer guide, ready to download whenever suits you.
Get The Guide →
Why Traction
Momentum comes from doing the basics well.
Quick communication
Same-day, no runaround
You'll know where you stand same day, not a week later.
Whole-of-market
Every lender compared
I'm not tied to one bank. Your options get compared properly, and you get the one that actually fits.
Zero cost
Free, for the life of your loan
My advice costs you nothing today and nothing later.
What Clients Say
Great People Great results.
Don't take my word for it. Here's what some of the 150+ people we've helped have to say.
★★★★★
"Pat was great! I came to him looking to buy my first home as an investment property. I'd been to other home loan specialists prior to finding Pat and felt underwhelmed by their knowledge, even for a pretty straightforward case like mine."
First Home Buyer
Christchurch
★★★★★
"Patrick is hands down the best mortgage broker ever. We truly would never have gotten into our first home without him!"
First Home Buyer
Auckland
★★★★★
"Have used Patrick on 2 separate occasions now and have to say he is an absolute beast! Clear, consistent communication throughout, no stringing along, and goes above and beyond."
First Home Buyer
Wellington
150+ Five Star Reviews
⭐⭐⭐⭐⭐ Trusted by homeowners across New Zealand
Free Download
First Home Success Guide
Everything you need to know about buying your first home in New Zealand, in plain English.
- How to get the bank to say "approved"
- The step-by-step buying process, explained
- How to use your KiwiSaver effectively
- Ways to get ahead of other buyers
