Question 1 of 6
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Where are you looking to buy?
Roughly — helps me give you context that actually fits your area.
Any dependants?
Kids or anyone else you financially support. Banks factor this into servicing.
Any missed payments or credit issues in the last 2 years?
Being upfront here helps me give you the right next step. Plenty of people still get approved even with some history.
How much do you pay on existing debts each month?
Car loans, personal loans, student loan repayments etc.
★★★★★
"Patrick was amazing throughout our first home purchase journey. He is very fast to respond to our questions and made the process very smooth."
How much deposit do you have saved?
Include KiwiSaver, cash savings, and any gifted funds from family.
What's your combined household income before tax?
Include both partners if buying together. Use your annual gross figure.
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