Patrick Sargisson | Mortgage Adviser
★★★★★ 145+ 5 Star Google reviews
How much can I afford?
No doubt this is the FIRST thing you want to know before house hunting. Let’s see how much you can potentially buy for in under a minute!
$120,000
$100,000
Depending on the bank, you could borrow
$0–$0
That's up to a $0 purchase with your deposit
Same income. Same deposit. Same application. One bank will lend you
$0 more than another.
Picking the right one is the whole game.
Most cautious bank
$0
Most generous bank
$0
This calculator gives a rough guide only and is not an offer of finance or financial advice. Actual borrowing capacity is assessed by lenders on your full circumstances. Estimates reflect bank servicing test rates of roughly 6.85 to 7.10% p.a. and lending up to 95% of the property value, in line with current NZ bank policy.